Author: Holly Holland

You may have heard of a f**k off fund before, but what does it really mean and why can it be important for our financial wellbeing?The term F**k Off Fund was initially associated with women building up cash in a secret place until they had enough to leave unhappy, unhealthy or controlling relationships. We now […]

I Am Not Equal. It is widely known that there are a number of financial gaps between men and women; the pension gap is one of them.  Pensionbee research has shown that whilst the average pension gap stands at 38%, it can be as high as 57% depending on savers’ age and location. It is […]

For so many of us, life admin is something we put off.  The bill that needs paying, the dentist checkup that needs booking in, the life insurance we still haven’t sorted. Women especially put everyone else’s needs before their own, it’s called the mother load for a reason.  Important life admin tasks such as putting […]

Close your eyes.  Who do you see when you picture an investor?  A man in a suit?  Warren Buffet? One of the Dragons from Dragons Den? Whoever you picture, I suspect you picture someone that isn’t you. Investing is often portrayed as a sophisticated, complicated and inaccessible activity that takes time, headspace and large sums […]

As humans we’re always striving for progression.  Society has primed us to always want more. Whether it’s our car, our home, our clothes or our jobs, are we always trying to advance to the next stage?  Why do we feel we must show progression, growth and success through our physical possessions? Even though we should […]

You’ve probably heard of the gender pay gap, but have you ever heard of the gender investment gap? There’s currently a £1.65 trillion investment gap in the UK alone (yes, a lot of zeros). This equates to a woman on average having £100,000 less in her pension pot compared to a man when it comes […]

Don’t leave money on the table – In partnership with PensionBee Who doesn’t like to get their hands on a freebie?  We love discounts, referral credits, cashback and giveaways. We even love collecting points, Airmiles or even little stamps on our local coffee shop loyalty cards.  So you would think more of us would realise […]

Women are behind in all areas of personal finance: specifically in pay, literacy and investments.   So why is it that we also face other financial discrimination such as the Pink Tax? It’s 2022… when are we going to get a fair deal? So what is the Pink Tax? The Pink Tax refers to the […]

Want to combat the cost of living crisis? There’s always room to bring in some extra cash, whether through a side hustle or a passive income. Let’s look at ways to make more money in 2022. Investing Investing is a great example of a passive income; it can make you money whilst you sleep. In […]

How to budget on a low income Times are hard for many of us right now, but especially for those living on a low income and battling the cost of living crisis. With the rate of inflation increasing ahead of the rate of pay growth, it’s never been a more crucial time to budget and […]

Saving for a house during a cost of living crisis? There’s 3 things you can do today to help you on your way: 1. Open a LISA  An absolute no brainer if you’re saving for your first home. But what is it? A Lifetime ISA (LISA) is a house or pension savings account that you […]

It could be that a financial advisor is a good option, especially for longer term planning around life events and especially where you want to optimise tax allowances. We were lucky enough to bag our community member Clare a free session with the financial advisor team at Berry & Oak to see exactly what’s involved… […]