Author: Lucy Whisker

control the month|coffee
Control the month, before the month controls you

The end of one month and the beginning of another is your opportunity to “start” a fresh and take control of your money and your goals. 90% of winning with money is about behaviour: your emotions, your intentionality and your planning. 10% is the actual maths. So grab a coffee, read the below, and take […]

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Why You Should Want to Budget

It doesn’t matter whether you earn £10k per year or £1,000,000 per year – if you don’t know how to manage your money and tell it where you want it to go, you will have nothing much left at the end of each month. So grab a pad and pen, because at the end of […]

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|investor already
You’re probably an Investor already

Would you call yourself an investor? An Investor is a person or an organisation that invests money in something, with the expectation of seeing a financial return. Let’s consider the ways in which you may already be an investor: 1. You invested in you You may have invested in a college course or degree, a […]

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|INT. WOMENS DAY 2020
International Women’s Day 2020 – 5 things you can do now to help advance women financially…

1. INVEST See money as a tool for growth, rather than an enabler of consumption. This is a key factor as to why women are so far behind men financially. Women are more likely to indulge in “retail therapy” in response to a negative situation such as a tough week at work or receiving bad […]

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Monday Motivation…

We love a good fresh start, a good routine, setting better habits than the days prior. Maybe Mondays give us permission to start again? Here are some things you can try from today to be more “financially well” this week: – Study your bank account and don’t be afraid of it. Do all money transactions […]

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|RIDING OUT THE STORM
Riding out the storm…

For whoever needs to read this right now. You were sailing through life, one monthly pay check at a time. Bit of savings here, bit of debt there. All going smoothly. And then one day, the storm to beat all storm comes and hits your life like a ton of bricks. It may be due […]

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|CAN YOU FREEZE CAR PAYMENTS|
Can you freeze car finance payments during Coronavirus?

There has been a lot of helpful guidance during the Coronavirus crisis about how you may be able to freeze or have “holidays” from big ticket expenses such as mortgages or credit cards, but what about car lease payments? For many households in the UK, two car lease payments combined could surpass the mortgage as […]

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|WFH|
Tips and Tricks for working at home during Coronavirus

We wanted to share some tips and tricks for working at home during the Coronavirus and, after asking Instagram for help, we have compiled the below: 1. Get Dressed It might seem like a simple tip, but it’s a crucial one. You can still wear something informal and comfortable. The simple acts of showering and […]

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|SHARE FINANCES WITH PARTNER
Why it’s good to combine your finances with your partner …

There is no right or wrong way to deal with finances, especially in a relationship, so that is the first thing to remember. Especially as there are so many different variations of relationships – such as blended families, new relationships, irregular earning patterns, no children, some children, etc. Its also important to remember the risk […]

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|CREDIT SCORE
You do not need to take out credit to improve your credit score…

We think it is important to point out something that appears to be an urban myth in finance: you do not need to take out credit to have a good credit score. Yes taking out credit and using it responsibly can improve your score, it doesn’t mean it is a must. For many people, taking […]

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|SO EXPLAIN A MORTGAGE TO ME
So explain a mortgage to me…

We’ve all disappeared down the Zoopla or Rightmove rabbit hole. Whether it’s having a sneaky look inside a neighbour’s home, or contemplating whether you would have to redecorate the £1M house you stumbled across, it’s easy to get carried away looking at houses for sale online. When we’re actively looking for a house to buy, […]

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|WEALTH IS THE BYPRODUCT
Wealth is the by-product; not the goal

There are a million resources out there about how to become wealthy. Everyone (whether on good authority or not) has a view. Invest in property. Invest in the stock market. Invest in bitcoin. Sell on Ebay. Create an Amazon Store. Start your own business. There is nothing wrong with wanting to become wealthy – it […]

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